Economic and Banking Condition supports effective OCC supervision by analyzing banking industry and economic trends and emerging issues, and communicating risks posed to national banks and federal savings associations.
Director: Anne Kerttula
Deputy Comptroller for Economic and Policy Analysis
The OCC uses quantitative and analytical skills provided by Economic and Policy Analysis economists to monitor and assess banking and financial market conditions. This research and analysis help advance the methodological tools used in risk measurement models, increase the understanding of banking issues, and inform policymakers.
|First Name||Last Name||Title||Division|
|Norman||Williams||Deputy Comptroller||Economic and Policy Analysis|
|Anne||Kerttula||Director||Economic and Banking Condition|
|Robert||Scavotto||Director||Banking Industry Studies|
OCC economists conduct original research to evaluate current quantitative methods, techniques, or models being applied in the financial industry; maintain, develop, and expand staff’s expertise in an area to be able to answer current and future banking policy questions related to bank lending, risk exposure, or risk management; and identify and assess emerging trends and risks related to the financial system. Their research spans a broad range of topics. While some of the research is for internal purposes only, a majority of the research is published in peer-reviewed journals and presented at academic, industry, or regulatory conferences.