Commercial Credit

Banks issue commercial credit to companies, which then access funds as needed to help meet their financial obligations. Companies use commercial credit to fund daily operations and new business opportunities, purchase equipment, or cover unexpected expenses. OCC's commercial credit division provides information and policy guidance on emerging commercial risks and supervisory issues confronting the national banking industry to promote national bank safety and soundness, as well as compliance with applicable laws and regulations.

Related News and Issuances

06/27/2022 NR 2022-76 OCC Reports Improvement in Overall Mortgage Performance
06/23/2022 NR 2022-73 OCC Reports on Key Risks Facing Federal Banking System
05/17/2022 NR 2022-54 Acting Comptroller Discusses Risk Management