Modern economies depend on credit to finance all forms of activity, from large commercial credits to retail credit such as mortgages and credit cards. Managing credit and understanding associated risks are as important to consumers as they are to bankers and investors. The OCC provides policy, guidance, advisories, and information about credit's role in the national banking system.

In This Section

Related News and Issuances

06/27/2022 NR 2022-76 OCC Reports Improvement in Overall Mortgage Performance
06/23/2022 NR 2022-73 OCC Reports on Key Risks Facing Federal Banking System
05/17/2022 NR 2022-54 Acting Comptroller Discusses Risk Management